Gina Melori
Newspaper Editor

I am always hearing on the news about identity theft but always wondered how I can protect myself from this. OptOut provided me with the information I needed to take control of my identity. Now I feel more secure and take a more proactive measure in preventing people from stealing my Identity.

Brian Stone
Graphic Artist

About a year ago I was the victim of identity theft. I was totally surprised that it happened to me. I always thought I was careful in preventing it from ever happening to me. But with technology constantly changing I realized that these identity thieves were getting smarter. OptOut keeps me updated on the new methods that Identity thieves use.

Anthony Puckett
Bank Teller

I can't tell you the amount of times that I have been told by customers they have been the victim of identity theft. I see first hand how hard it is to get you credit cleared and get back your identity. I swore that this wouldn't happen to me. After subscribing to OptOut I was able to take immediate measures to prevent identity theft from happening to me.

Susan Wong
Nurse

Being a nurse for elderly patients I am constantly hearing stories on how they have had their identity stolen. Many of them never even knew what identity theft was until it happened to them. After searching many services out there I found that OptOut was clearly the best choice. Not only did they immediately opt me out of several database websites by they gave me some sound tips on how to prevent identity theft from happening to me.

Tom Miller
Physician

One day I got a call from my wife telling me we have overdue payments on our credit cards. I knew this was wrong, as our accounts had a zero balance. It was then that I knew we were the victims of identity theft. After weeks of phone calls I was able to get things fixed. I was lucky. Now I have subscribed to OptOut.com so my wife and me can make sure this never happens to us again.

Read more real life stories.

$25,000 in ID Fraud Insurance and ID Fraud Resolution Services

If for some reason you are a victim of identity theft OptOut will cover you with $25,000 in ID Fraud Insurance and ID Fraud Resolution Services. This insurance is part of your Optout Membership. The coverage reimburses identity theft victims for the following:

  • Lost wages as a result of time taken off from work to deal with the fraud, including wrongful incarceration - up to $500 per week for 4 weeks.
  • Notary and certified mail charges for completing and delivering fraud affidavits.
  • Fees to re-apply for loans that were denied as a result of erroneous credit information due to the identity theft.
  • Attorney fees incurred, with prior consent, for:
    • Defending suits brought incorrectly by merchants or their collection agencies.
    • Removing criminal or civil judgments wrongly entered against the victim.
    • Challenging information in a credit report.

Identity theft resolution services works closely with victims to learn about the incident, document the case, advise on case resolution, and support victims by providing written correspondence that will help expedite resolution of their situation:

  • Obtains a 3-in-1 credit report to review with the victim.
  • Documents event and contact history with the victim.
  • Provides contact information for all future calls.
  • Completes dispute letters on behalf of the victim for approval and signing.
  • Provides the victim with a Fraud First Aid Kit, which includes:
    • Tips for fraud victims
    • Credit reporting agency information
    • Contact history tracking template
    • Pre-populated letters to creditors