Credit Card and
Equifax, Experian, Innovis and TransUnion
Due to a provision in the Fair Credit Reporting Act (FCRA), Experian, Equifax, Innovis
and Transunion, collectively known as the "Consumer Credit Reporting Companies,"
are allowed to send lists with your name to credit card and insurance companies.
Credit card and Insurance companies use this list to send you prescreened or preapproved
credit or insurance offers. These types of offers are unsolicited and known as "firm
You can opt out of all four of the major consumer credit reporting agencies by visiting
Optoutprescreen.com is the official Web site for the Consumer Credit Reporting Industry.
Before opting out, you may want to consider the possible upside of receiving firm
offers from credit card companies. When many companies are competing for your business,
you may have the ability to comparison shop and take advantage of offers not available
to the general public. You can read more about the benefits of receiving these offers
The official Web site of the Consumer Credit Reporting Companies that lets you
opt out of prescreened credit card and insurance offers.